Free to read. €19 a month to build.
Rulebook Wealth is in early access and not on sale yet; this is the pricing we plan to launch with. It is planned as a web service, so there is no lifetime licence here — just a free tier that is actually useful and one Pro plan. Both tiers get the banker: on Free it takes your mandate and reports — the drift, the guards, the priced rebalance and its own misses. On Pro it acts, on all three profiles, with an undo button. Planned: pay monthly, cancel any time, keep Free.
Free
For readers. Everything you need to follow the cycle.
- Ask the banker in every view header, on the Balanced profile
- A standing mandate — one of the six — that reports on its own
- The full log: what it did, why, and the number it produced
- Its wrong calls and lagging stretches, never paywalled
- Weekly Macro Brief, web and e-mail
- Risk-On / Risk-Off meter with its three inputs
- Balanced model allocation, updated weekly (read-only)
- Projected range, 10-year horizon
- Community: read
- The banker changing a setting for you, and the undo that reverses it
- Conservative & Growth allocations
- Alerts, custom rules, regime archive
- Community posting · JSON & CSV export
Pro
Billed monthly. Cancel any time.
- Everything in Free
- The banker acts: it sets the rebalancing schedule, filters the week's notes to the ones that moved a weighting, and puts a stray control back — each entry undoable in one click
- The banker on all three profiles, with the mismatch raised when your book stops matching your mandate
- The full priced trade list: trades, euro moved, expected slippage, and what it skipped on the 20 bps cap
- All three model allocations, rebuilt weekly
- Full "why this weighting" reasoning
- Macro alerts in the app and by e-mail
- Custom alert rules
- Historical regime archive since 1986
- Community: post and reply
- Export the allocation, bands and caps (JSON / CSV)
Planned pricing, not on sale yet. Prices will include VAT where applicable. Pro is planned as a subscription; there is no perpetual licence for Rulebook Wealth. Everything on both plans is educational — model allocations are illustrative and no return is promised.
Three things the planned €19 a month adds
Free is the whole publication: the brief, the meter and one model allocation. Pro is the working version — every profile, the alerting, and the file you take away with you.
A banker that acts, not just reports
On Free it tells you the equities sleeve is 26.0 points out against your 2.0-point tolerance and that closing it is 3 trades, €37,500 moved and about €28 in slippage. On Pro it also does the parts you would otherwise do by hand — the schedule, the filters, the stray control — and logs every one with an undo. It still will not place the trade.
What the banker does and refusesAlerts and custom rules
Five built-in threshold alerts plus one-line rules of your own, evaluated weekly. Each alert names the input, the level and what the model did in response.
How alerts workExport and the archive
Weights, bands and caps as JSON or CSV, plus every regime reading back to 1986 so you can read an old brief against the model that produced it.
Export formatsasof,profile,sleeve,weight,band_lo,band_hi
2026-09-04,balanced,equities,0.34,0.34,0.55
2026-09-04,balanced,bonds,0.28,0.20,0.28
2026-09-04,balanced,gold,0.20,0.10,0.20
2026-09-04,balanced,bitcoin,0.06,0.06,0.10
2026-09-04,balanced,cash,0.12,0.05,0.12One price, no add-ons
Planned: no data pack, no seat licence and no upsell tier. €19 a month, or €190 a year if you would rather pay once a year. Nothing is on sale yet; payment and refund terms will be published before launch.
- No exchange or broker credentials are ever requested
What macro research costs over three years
Planned Rulebook Wealth pricing next to the shape of the usual alternatives. We do not quote other companies' prices.
| Option | Monthly | 3-year cost | What you get |
|---|---|---|---|
| Rulebook Wealth Free | €0 | €0 | Banker that reports, brief, meter, Balanced allocation |
| Rulebook Wealth Pro | €19 | €684 | Banker that acts, all profiles, alerts, archive, community, export |
| Typical research subscription | A monthly fee | The fee times 36 | Written or video research, views rather than published rules |
| Typical percentage-fee managed portfolio | A share of your balance | Grows with your balance | The money managed for you, allocation logic usually undisclosed |
Individual services differ; check the one you are considering. See the design comparison.
Pricing FAQ
Does the banker cost extra?
Will it place trades for me?
Are its mistakes behind the paywall?
Why is there no lifetime licence?
Can I buy it today?
Is the Pro allocation personalised advice?
Can my team or a small firm use Pro?
Try the demo, then join early access
Rulebook Wealth is not on sale yet. The demo preview runs on simulated data today.
Educational content. Model allocations are illustrative, not investment advice.