Rulebook Wealth against the usual ways of doing the same job
We do not rate other companies' products here. We compare design choices against two typical alternatives — a research subscription and a percentage-fee managed portfolio — on the axis this product is built around: what you are paying for, whether you can check it, and what it costs over time. Rulebook Wealth is in early access and not on sale yet.
What Rulebook Wealth is designed around
Not breadth, not production values, and not the quality of anybody's thinking. Four things that are checkable from the outside.
The rule is published
Three components, fixed weights, a hysteresis rule and a band per sleeve — all written down, all versioned. A typical service asks you to trust a person or a black box.
The free tier is the product
Planned: brief, meter and the Balanced allocation cost nothing. Not a teaser — the thing itself, so you can judge it before paying anything.
Nothing is locked in
Weights, bands and caps export as JSON or CSV. No assets under management, no custody, no exit friction.
Its assistant acts
Give the banker a standing mandate and it works between your visits — drift, guards, weekly notes — and every entry says what it did, why, and the number. Try it in the demo preview.
It shows the arithmetic
Every figure comes from the same functions the panels use, so the assistant and the screen can never disagree — and it names the panel when it cannot compute something.
It keeps a record of its misses
Wrong calls and lagging stretches are printed at the same size as the wins, on the free tier.
What three years costs
Rulebook Wealth on planned pricing. We do not quote other companies' prices.
| Option | Plan | Per month | 3 years |
|---|---|---|---|
| Rulebook Wealth | Free | €0 | €0 |
| Rulebook Wealth | Pro, annual | €15.83 | €570 |
| Rulebook Wealth | Pro, monthly | €19 | €684 |
| Typical research subscription | Monthly or annual | A fixed fee | The fee times 36 |
| Typical managed portfolio | Percentage of assets | Scales with your balance | Grows as the balance grows |
A fee on assets is quiet and compounds: 0.25 % on €200,000 is €500 a year and rises with the balance, where a fixed yearly fee does not.
Things a macro allocation service can do
The right-hand columns describe typical services in general terms; individual products differ, so check the one you use.
| Capability | Rulebook Wealth | Typical research subscription | Typical managed portfolio |
|---|---|---|---|
| An assistant that can act on the portfolio, not just describe it | ✓ standing mandate, logged | Usually not | Rebalances, cannot be instructed |
| It shows the arithmetic behind each number | ✓ same functions as the panels | Sometimes, in prose | Rarely |
| It publishes a record of its own misses | ✓ free tier | Rarely | Rarely |
| Regime rule published in full | ✓ formula + weights | Framework at most | Usually proprietary |
| Allocation per risk profile, weekly | ✓ 3 profiles | Views rather than weights | Set at onboarding |
| Explicit caps and floors per sleeve | ✓ bands, BTC cap 15 % | Informal | Usually undisclosed |
| Every input series identified by code | ✓ 42 series | Varies | Rarely |
| Reproducible from public data alone | ✓ by design | Rarely | No |
| Model changes versioned and dated | ✓ semantic versions | Views just change | Silent refits are common |
| Threshold alerts on macro inputs | ✓ 5 built-in | Rare | No |
| Machine-readable export (JSON / CSV) | ✓ weights + bands + caps | Rare | Statements |
| Never holds your money or asks for a trading key | ✓ nothing to custody | Yes | Takes custody |
| Cost independent of your balance | ✓ fixed planned fee | Yes | Percentage of assets |
Comparison FAQ
Why no names and prices of other services?
Isn't a table where you win every row a bit convenient?
Can I use Rulebook Wealth alongside another service?
Is any of this investment advice?
See whether a published rule earns a place
Rulebook Wealth is in early access. Try the demo preview on simulated data, or join the list.
Educational content. Model allocations are illustrative, not investment advice, and no return is promised.